How TransUnion Collects, Sells, and Shares Your Personal Data
TransUnion
TransUnion is one of the three major credit reporting agencies in the United States, alongside Equifax and Experian. The company aggregates and sells extensive personal, financial, and behavioral data on millions of individuals. TransUnion collects information such as credit histories, loan activity, employment status, insurance claims, and in some cases, behavioral and online tracking data. This data is used to assess creditworthiness, market financial products, and power risk management tools.
URL
transunion.com
Support Email
transunion.com/consumer-help
Type of Data Broker
Financial
Aggression level
Critical
What TransUnion collects and why it puts your privacy at risk
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This company is listed in our Top 100 Most Aggressive Data Sellers based on sensitivity and reach.
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Collects and sells basic details like your name, address, phone number, and email address.
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Collects and shares information about your family members, relationships, and household makeup.
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Collects and monetizes data related to your income, spending habits, debts, and financial status.
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The company’s practices pose a heightened risk for identity theft, scams, discrimination, and profiling.
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Collects and distributes your work history, job titles, company affiliations, and professional connections.
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Tracks your browsing habits, online searches, shopping behaviors, and content preferences.
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Tracks and sells your location history, movements, and device-based geolocation data.
The risks shown are based on the types of personal data this company collects, sells, or shares.
Even limited data collection can expose you to serious privacy threats.
How to Opt Out and Remove Your Data from TransUnion
TransUnion offers opt-out options for marketing and certain risk data products, but these are not comprehensive and often involve submitting formal documentation. The company’s entanglement in credit, fraud detection, and identity services makes full removal unlikely through conventional means. Consumers may find the process time-consuming and restricted based on the data category involved.
For detailed instructions, view our Opt-Out Guide.
Enroll in mePrism Privacy to ensure continuous monitoring and removal from TransUnion and other brokers.
TransUnion Privacy Risks and How to Remove Your Personal Data
How TransUnion gathers and aggregates your data
TransUnion collects your data from banks, credit card companies, insurers, public records, and business partners. They compile extensive profiles using identifiers like Social Security numbers, account histories, payment records, and court filings. Through acquisitions, TransUnion also taps into identity resolution databases and telecom metadata.
Tracking tools and data harvesting infrastructure
Beyond credit reporting, TransUnion leverages APIs and third-party partnerships for real-time behavioral tracking. Through entities like Neustar and TLOxp, it collects device IDs, IP addresses, geolocation data, and browsing signals to power marketing and fraud analytics tools across industries.
Why opting out is difficult and how mePrism helps
Because TransUnion's role is deeply embedded in financial services and identity verification ecosystems, opting out is rarely a clean process. Even after submitting requests, key identifiers may remain in use across risk products. A privacy service like mePrism can help track, dispute, and reduce the surface area of exposure across interconnected platforms.
Companies like TransUnion are selling your data right now.
Most data brokers make opting out difficult or impossible. We locate your exposed data, remove it, and continue monitoring as new brokers are added.
Create your free account now to see where your data is exposed and begin securing your privacy.
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